Moms Talk is a weekly feature on all Lehigh Valley Patches in which local parents, caregivers and other members of the community are invited to share opinions and advice on parenting issues.
This week’s Moms Talk topic relates to kids and allowances:
Most experts agree that it is important to start teaching kids about money from an early age. But, that’s the extent of their agreement. There really isn’t much consistent guidance out there about the “how.” Do you pay your child an allowance? If so, at what age do you begin paying an allowance? How much do you pay? Do you give kids money for doing nothing? What kind of message does that send? Or, do you pay your youngster for doing jobs around the house?
So, tell us what you think: Should you pay a child for doing chores?
Join the conversation. Each week our Moms Council members discuss these and other issues.
Our Moms Council members include:
- Lisa Amey of Upper Milford Township is a stay-at-home mom to an 8-year-old boy and a 5-year-old girl. A past president of the MOMS Club of Emmaus and longtime member of MOPs (Mothers of Preschoolers), Lisa is an Independent Consultant for Arbonne International.
- Lisa Drew of Emmaus is a certified nutritionist and personal trainer, wellness and fitness coach with more than 17 years of experience. She is the mother of a 13-year-old girl and a 9-year-old boy.
- Jennifer Elston of Emmaus has almost two decades of professional experience in child development and counseling. She is currently a stay-at-home mom to two beautiful girls. Together with her husband, Chris, she owns Christopher Elston Photography.
- Jeanne Lombardo of Nazareth is the mother of a 10-year-old boy and a 5-year-old girl. She’s new to the Lehigh Valley, having moved to Nazareth from Bergen County, NJ in January.
- Lisa Merk of Lower Macungie is a stay-at-home mother of four boys – a 12-year-old and 6-year-old triplets. Lisa is a past president of the MOMS Club of Lower Macungie East. In her “spare” time, Lisa teaches piano to school-age children.
- Megan Patruno of Allentown is a mother of three – an 11-year-old boy, an 8-year-old girl and a 6-year-old boy. Megan also works as an admission counselor at Muhlenberg College in Allentown.
- Zoila Bonilla Paul of Bethlehem is a stay-at-home mom to two girls – a 5-year-old and a 14-month-old. Zoila is a member of her local “moms’ club” and says she is “well-versed in the fun that children can bring.”
- Beth Sharpless of Emmaus works part time in a local emergency department as a nurse and part time from home as a customer support specialist. She has two children -- a boy who is almost 2 and a 5-year-old girl. She says they love spending time outdoors and dancing.
If you would like to become a part of the Moms Council and/or have ideas for future Moms Talk questions, please email jennifer.marangos@patch.com.
Mary Anne Looby
2:24 pm on Sunday, October 23, 2011
No! This is the first step in teaching your child that he/she is entitled. Being a responsible member of the family is a fact of life. Kids should make their beds, clean up after themselves and have additional household chores, especially if the Mom works outside the home.
GrowUpSaucon
4:19 pm on Sunday, October 23, 2011
Allan , I agree with you. I too believe it's important to teach the kids the value of money and for me I believe so at a particularly young age. It teaches them , as you said, how to manage money and this is extrememly important.
Mary Anne Looby
6:09 pm on Sunday, October 23, 2011
You do not need to give money to kids to teach them its value. How about when the child gets a gift of money take them to the bank and put it in the account I assume you opened for them when they were born. This is where you will have put Christening gifts and other monetary gifts that they received before they were old enough to know what money is. Explain to them the banking procedure. Show them each time and when enough money has accrued start an investment plan, with their knowledge, such as a IRA. Kids who are taught this way learn the value of money. As far as giving them what they need - lunch money, yes, dance tickets - no, you are the parent and you get to deceide. To give a kid $40. a week is crazy. A ten year old doesn't need it, and a teenager, at certain times, needs more. Also, the last thing any savy Mom wants, is her kids screwing around with her washer and dryer. I am not say don't teach them how to do laundry, just don't let them operate heavy machinery.
GrowUpSaucon
6:55 pm on Sunday, October 23, 2011
My girls have always put any "gift" of money directly into their accounts. This has been since they were born. My girls are very familar with the banking procedure. They are known on a first name basis at their bank & they love to deposit because they understand it adds up. My girls also do the dishes , laundry, they rake, they shovel snow they help out at home and they do "extra" chores to earn money and for the record...we're not even afraid to do a small thing -like walk. They are very self sufficent for their ages and thank goodness for that. EMPOWERMENT!!
Jeanne
12:13 pm on Monday, October 24, 2011
@Mary Anne - I don't think that giving a child an allowance for chores is the definition or the path to a child feeling they are "entitled". A child feeling as if they are entitled is one that gets everything handed to them for nothing and is very ungrateful for it. Knowing they must do something to get money, allows for them to know their are consequences. I agree being part of a household means they must chip in for no reason at all, that's why I do a little bit of both, as explained at the bottom of this page, but I think being so stern in that response and calling children entitled that work for their money at home, no matter how that household does it, isn't right either. Everyone has their own way in doing things, and they are always going to differ...sometimes a lot, sometimes slightly.....but the main thing is to respect everyone that does do what they feel is right as a parent by making sure we all watch how we talk about other people's children...because someone could take offense to that I think. But you're idea about bank accounts and such, is something we just started doing...I think that is always a nice thing to do with them. Again, though - we all have to do what we are comfortable doing for our family and it is obvious that we all are trying to do our best.
EFischer
6:29 pm on Sunday, October 23, 2011
I have certain chores that my daughter does on a regular basis and other chores for which she can earn some allowance. I believe in both methods. She should learn to take pride in our home as well as learn how to take care of our 2 dogs. In addition, she is learning how much money she earns and half is always put in her bank account. As we are Jewish, there is no Christening money or money she has gotten as gifts. She knows how to budget her money, at age 9, and will look for items she wants in the store that fit with what amount she has in her wallet. I feel she is learning the best of all worlds.
Mary Anne Looby
6:42 pm on Sunday, October 23, 2011
There is nothing wrong with a kid coming to his/her parents and saying they would like to buy something special and is there a way to earn some money. At this time of the year, I would certainly pay someone to rake the leaves. Same with snow shoveling. When my youngest son was in middle school he wanted to get a yearly pass to go sking. There was no way I was giving him $300 plus with the hope of enough snow to make it worthwhile. I did suggest he ask his grandfather for the money, but to be prepared with a payback plan. My parents came for dinner every Sunday and my son had his $20. right next to his Pop-Pops plate every week till it was paid off. That January Saucon schools were closed more than they were opened. My son and his buddies went to Blue Mt. everyday. A Grandpop with a four wheel drive took them in the morning and a Dad picked them up every night. I think it is one of his best memories as a kid.
GrowUpSaucon
7:19 pm on Sunday, October 23, 2011
Great job also EFicher. Children are our greatest blessing.
Mary Anne Looby
7:03 pm on Sunday, October 23, 2011
@Growupsaucon, sounds like your girls are on the right path.
GrowUpSaucon
7:13 pm on Sunday, October 23, 2011
They are Mary. My girls are kind and loving. They put others before themselves. Two of my girls do volunteer work with children who have severe disabilities and my older daughter volunteers at the hospital. Thank you for saying something kind.
Lisa Merk
9:02 pm on Sunday, October 23, 2011
My oldest gets an allowance and does do chores everyday around the house. He saves his money and he does a great job at that! We have told him that if he wants certain things he has to save for them himself, and shockingly he does! He saves the money he earns from us and goes out and tries to earn more - ie. cutting grass, raking leaves, shoveling snow. We started giving him an allowance when he turned 10 and set up some rules with it (like can't buy candy), and it has been working for us great. I think people should do what works best for their family.
GrowUpSaucon
9:18 pm on Sunday, October 23, 2011
Lisa Merk, Your last sentence is the absolute truth in ALL situations.
Lisa Amey
9:24 am on Monday, October 24, 2011
Like EFischer, my kids have certain chores that they do on a regular basis and other chores that they can earn a (very small) weekly allowance. I feel that it gives them some choice and control in the matter. We have also instituted a monthly "plus chart" where the kids get pluses all month for doing things that are above and beyond, and also to acknowledge behaviors that we are trying to reinforce consistently. At the end of the month they get a small monetary reward for how many pluses they have earned. This is currently how we are keeping them mindful of overall expectations.
Phil
10:27 am on Monday, October 24, 2011
My 19 year old is a lazy bum. Out all night sleeps all day. He had a job but was too stupid to follow attendance policy so he got fired. He is too big to spank . When asked constantly to get a job he blows up and angrily says I am nagging him. I give him money to do chores only to avoid a real blowout. I think he is depressed and sees no hope for the economy, so has just given up. Hoping some day he will come to his senses. Any ideas anyone.
Jeanne
12:02 pm on Monday, October 24, 2011
Phil - a lot of times it is about how they were raised and sometimes it is about their environmental influences. But I believe that giving someone like this an allowance only enables the issue. Avoid the blowout by not asking for anything to be done, but by no means do you give the 19 year old money for anything. And honestly, tough love, is usually where this will be fixed....turning around and making his problems solely his problems and not yours. As hard as that is to do with your own child, is as necessary as it probably is. Good luck - 19 years old is a tough age when they aren't working with you and are being difficult.
Mary Anne Looby
1:36 pm on Monday, October 24, 2011
It seems as though you three options. Tell him to get a job, go into the military, or get out of your house. Give hime 30 days and hound him to hell and back if that is what it takes. If he blows up and becomes violent, call the cops. Let him sit in jail overnight or longer. He needs tough love, not money.
Salisbury Resident
10:57 am on Monday, October 24, 2011
Absolutely not. Its about home ownership. Its about taking care of things that need to be done. Its about having pride in where you live. To this day, I do not have a problem with them not wanting to do the work, which I most often am helping and with them doing. And this is translating into their good grades, and the community and charity work they do for organizations. And, more importantly they are learning the value of the dollar. They will shovel snow around the neighborhood. They will cut grass. They don't ask for money, but neighbors do give it to them. They understand how to work and why it is important. Money is the benefit, along with a healthy lifestyle and good morals and ethics. In turn, we have great family outings. They receive money for the movies when they go with their friends. They get the clothes and sneakers they want, because they have earned it. I have never had to say "if you want this, then you have to do such and such at home." Never.
And guess what? For some reason they always have money in their wallets. For that I am very proud.
Jeanne
11:55 am on Monday, October 24, 2011
I actually give them an allowance, that is based on them doing chores, however, they have chores that they must do, regardless of their allowance. They need to know that being part of the household is chipping and helping out, which is a chore of sorts. So, they have 2 -3 daily chores they must do to get their allowance, but their main job is to keep up their grades and do that to the best of their ability. There are a few things, like helping with grocery bags, that they MUST do whether they want their allowance or not. If you haven't noticed, I am a firm believer of in the middle of the road with all my answers LOL....but it's true - I think a lot of things need addressing and compromise....just like this question. You shouldn't do it to the point of making them as responsible as we are, because they still need to be kids and still need to make choices, but they need to learn how to get to be as responsible as we are as adults and still be kids.
Sue Adams
2:54 pm on Monday, October 24, 2011
Has anyone ever read "The First National Bank of Dad: The Best Way to Teach Kids About Money" by David Owens? Kids can put their money in the "bank of Dad." Dad pays interest at whatever rate you choose - 10 percent is easy math for younger kids and allows the interest to add up relatively quickly and really shows them the benefit of long-term saving. Everything they want to do outside of family activities comes out of the "bank of Dad" as well as any purchase they want to make. It's a fun and interesting way to teach kids about money. They can also help to keep track of their account and compound the interest!
Jennifer Elston
9:46 pm on Monday, October 24, 2011
We have paid small fees for chores that go above and beyond. The best thing we have done thus far is help our oldest daughter start her own business. She is learning the value of money while learning about business. She saves her money that SHE earns and buys things she really wants!
Carl C.
2:26 am on Tuesday, October 25, 2011
Greetings All;
In agreement with many of you (I'm 6-0) , as a teen, I needed counselling. I started with a great social worker, who caught my parents (and myself) that I should get an allowance.
They agreed, and I felt it was right, too. HOWEVER, chores were chores, and we still had to empty the wastebaskets, mow the lawn, help Dad, etc. The two were independent of eachother. Today, I still believe that was good parenting, AND, we did our chores.
Carl C.
2:33 am on Tuesday, October 25, 2011
P. S. Earning income set allowance aside (mowing neighbor lawns, and other summer jobs).
Before going off to college, I was touched by late night TV ads from Save the Children Federation. Thinking :" at least I have food, and a roof over my head," I sent my last two paychecks to the more needy children, and have forever felt good about that.
--Allentonian, fmr. Western Salisbury firefighter
msmommypants
8:49 pm on Tuesday, November 1, 2011
Just use upsees.com. It makes chores run smoothly.